Financial Literacy of Youths: A Case Study of Islamic Banking and Finance Students in Kolej Universiti Islam Antarabangsa Selangor
Belia Celik Kewangan: Kajian Kes Pelajar Perbankan Islam dan Kewangan di Kolej Universiti Islam Antarabangsa Selangor
Keywords:
Financial literacy, financial knowledge, financial behaviour, financial attitudeAbstract
This paper investigates the influence of various factors on different dimensions of financial literacy. The study was conducted and focused on respondents among Islamic Banking and Finance students in Kolej Universiti Islam Antarabangsa Selangor (KUIS). This paper utilized questionnaire based surveys to obtain information about financial literacy. The sample comprised of 201 students in the programmes of Islamic Banking and Finance, Faculty of Management and Muamalah KUIS. The study provides an in-depth analysis of respondents’ financial knowledge (FK), financial education (FE) and financial attitude (FA) measured with a 5-point Likert scale. The study also investigates the relationship between the dimensions of financial literacy. The findings indicate that financial knowledge, financial education and financial attitude significantly influence financial literacy. Nevertheless, financial knowledge (FK) has the strongest relationship with financial literacy (FL) (r = 0.645), followed by the financial education (FE) (r = 0.631) and financial attitude (FA) (r = 0.546). The results also indicate that this group of students need for further intervention strategy by the authorities in order to enhance financial literacy among them.
Kertas kajian ini mengkaji tentang pengaruh pelbagai faktor pada dimensi yang berbeza berkaitan celik kewangan. Kajian ini dijalankan ke atas pelajar Perbankan Islam dan Kewangan di Kolej Universiti Islam Antarabangsa Selangor (KUIS). Kertas kajian ini menggunakan kaedah tinjauan berasaskan soal selidik untuk mendapatkan maklumat berkaitan celik kewangan. Jumlah sampel kajian adalah seramai 201 pelajar dari program Perbankan Islam dan Kewangan, Fakulti Pengurusan dan Muamalah, KUIS. Berdasarkan Skala 5 Likert, kajian ini memberikan analisis yang mendalam berkaitan pengetahuan kewangan (FK), pendidikan kewangan (FE) dan sikap kewangan (FA) bagi setiap responden. Kajian ini turut mengkaji hubungan di antara dimensi celik kewangan. Hasil dapatan kajian menunjukkan pengetahuan
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