Digital Adoption of SME in Nigeria: The Relationship with Business Performance. Journal of Management and Muamalah , [S. l.], v. 10, n. 2, p. 21–34, 2020. Disponível em: https://www.jmm.uis.edu.my.kuisjournal.com/index.php/jurnal/article/view/2. Acesso em: 17 may. 2026.