“Foreign Bank Entry and Domestic Banks Profitability: The Role of Financial Freedom: Bank Asing dan Keuntungan Bank Tempatan: Fungsi Kebebasan Kewangan” (2022) Journal of Management and Muamalah, 12(2), pp. 144–165. Available at: https://www.jmm.uis.edu.my.kuisjournal.com/index.php/jurnal/article/view/124 (Accessed: 29 July 2026).