“Expectation vs Reality: A Study on the Perceptions of Shariah Committee on the Shariah Audit Practice in Malaysian Takaful Industry: Jangkaan vs Realiti: Kajian Mengenai Persepsi Jawatankuasa Syariah terhadap Amalan Audit Syariah dalam Industri Takaful Malaysia”, J. Mgt. Mml., vol. 12, no. 2, pp. 126–143, Nov. 2022, Accessed: May 17, 2026. [Online]. Available: https://www.jmm.uis.edu.my.kuisjournal.com/index.php/jurnal/article/view/135